As the costs of college increase and the amount of financial aid awarded students decreases, low-income students are impacted in ways that are critical to their college enrollment and success. This report examines how barriers to financial aid access are as a result of systemic issues at the federal, state, and institutional levels, but how especially for low-income adult students, these trends lessen the opportunities for postsecondary success. Based on conversations with practitioners, policymakers, and other experts on financial aid, the authors offer key recommendations to funders on improving financial aid access toward the goal of increasing college access and completion for low-income young adults: Support the leveraging of existing aid channels, innovate aid access and delivery, and expand the amount of aid in the system.